The most common type is homeowners insurance coverage to protect your primary or secondary home. It provides property coverage to the dwelling, the contents inside the home as well as potentially some coverage for personal property away from your premises. Some of the perils included are fire, lightning, windstorm, and theft. There is also liability coverage included in the policy to protect you should someone get injured on your property. Some additional items that can be added to your homeowners’ coverage are jewelry floaters, coverage for fine arts and most collectibles.
Personal Umbrellas are excess liability coverage over your home, rental properties, autos and boats. Highly recommended.
We also offer coverage for your rental properties, condos, and mobile homes.
One of the most important coverages we offer is flood insurance. This provides insurance protection to your property from rising waters. Generally required by mortgage companies given the proximity to the water. Unfortunately, our immediate area has experienced record floods in the last several years. Therefore, we recommend you consider it for all of your property’s.
Give us a Call or Email Us today to discuss your insurance needs.