The main purpose of a life insurance policy is to provide financial security for those you leave behind. It can help your family meet their financial needs. From mortgages to burial expenses as well as business obligations.
The two most common types of Life Insurance are term and permanent.
There are many different options available with each type of insurance.
Term Insurance-ls typically the most affordable. You decide the amount t of coverage you need and pay a set premium for a designated period of time. Should you die during the policy period, your beneficiary will receive the typically tax-free death benefit.
Permanent Insurance- Offers lifelong coverage for as long as you pay the premiums. One of the bigger benefits of the permanent policy is that it will build up cash value over time that you may access should you need the extra money.
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